For the first time in my life, I have two car payments (I won't even begin to get into why...). That being said, if the river doesn't rise, I'll be paying off the truck early next year, then working on Mrs. Ops' car.
Does anyone here have a HELOC? And, if so, what are the pro's and con's. Or, what's a good internet resource about them? I've done some research and am thinking about getting one to consolidate the auto loans. But would like to hear from someone who has one or has first hand knowledge.